Medicare

Medicare Part A — Hospitalization

Part A is the foundation of Medicare. Covers hospitalization, skilled nursing facility care and hospice. Generally no monthly premium.

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What does this coverage include?

Inpatient hospital care

Up to 60 days with $1,632 deductible (2024). Days 61-90 have daily copay. Day 91+ uses lifetime reserve days.

Skilled nursing facility care

Up to 20 days with no copay (after 3+ day hospitalization). Days 21-100 with $204/day copay (2024).

Why choose Auto International?

No premium if you worked enough

Frequently asked questions

Does Part A cover elective surgeries?
Yes, if they require hospitalization. Part A covers the hospital costs (room, nurses, administered medications) when you're inpatient. Part B covers the physician performing the surgery.

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