Business insurance. Peace of mind for your work.
From general liability to industry-specific coverage. We protect businesses of all sizes in California.
Business Owner's Policy (BOP)
All-in-one package: commercial property + general liability for small and mid-sized businesses.
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Commercial General Liability
Essential protection against claims for injuries or damage caused by your business.
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Contractor Liability Insurance
Specialized coverage for general contractors, subcontractors and construction trades.
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Product Liability Insurance
Protects your business against claims for damage caused by products you manufacture or sell.
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Liquor Liability Insurance
Protection for businesses that sell or serve alcoholic beverages in California.
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Commercial Property Insurance
Protects your building, equipment and inventory against fire, theft and more.
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Builders Risk Insurance
Coverage for construction and renovation projects while the work is in progress.
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Garage / Garagekeepers Insurance
For auto shops, parking lots and businesses that hold customers' vehicles in their care.
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Commercial Auto Insurance
Coverage for vehicles used in your business: trucks, vans, fleets and more.
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Trucking & Heavy Fleet Insurance
Specialized coverage for heavy trucks, semi-trucks and transport fleets.
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Cargo & Freight Insurance
Protects goods during land, sea or air transport.
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Complete coverage for auto repair shops, dealerships and automotive businesses.
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Errors & Omissions (E&O) Insurance
Protects professionals and consultants against claims for errors, omissions or negligence in their services.
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Medical Malpractice Insurance
Protection for healthcare professionals against medical malpractice claims.
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Workers' Compensation
Required by California law for all employers. Covers work-related injuries and illnesses.
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EPLI — Employer Practices Liability
Protects your business against employee lawsuits for discrimination, harassment, wrongful termination and more.
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Key Person Insurance
Financially protects the business if a key executive or employee dies or becomes disabled.
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Cyber Insurance
Protection against cyberattacks, data breaches and ransomware for businesses of all sizes.
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Directors & Officers (D&O) Insurance
Protects executives and board members against lawsuits for their managerial decisions.
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Business Interruption Insurance
Replaces lost income when a disaster forces you to temporarily close.
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Commercial Earthquake Insurance
Coverage for seismic damage to your business in California. Not included in standard commercial policy.
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Kidnap & Ransom (K&R) Insurance
Coverage for executives and employees against kidnapping, extortion and arbitrary detention.
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Special Event Insurance
Coverage for conferences, corporate weddings, fairs, concerts and one-day events.
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Surety Bonds
Financial guarantee that protects your clients if you don't fulfill a contract or obligation.
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Restaurant & Bar Insurance
Specialized package for the food and beverage industry in California.
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Hotel & Hospitality Insurance
Specialized coverage for hotels, motels, B&Bs and lodging businesses in California.
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Agricultural Insurance
Protection for farms, ranches and agricultural operations in California.
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Winery & Vineyard Insurance
Specialized coverage for California's wine industry: vineyards, wineries and tasting rooms.
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Manufacturer Insurance
Comprehensive coverage for manufacturing companies: plant, equipment, product liability and more.
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Wholesale & Distributor Insurance
Coverage for the distribution chain: warehouses, fleet, cargo and product liability.
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Nonprofit Insurance
Specialized coverage for nonprofits, churches, foundations and community organizations.
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Technology Company Insurance
E&O + cyber + general liability package for startups, SaaS and tech companies in California.
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Small Business Owner Insurance
Complete and affordable package for entrepreneurs and small business owners in California.
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We have 34 commercial coverages. A specialized advisor helps you find the right combination.