Individual disability insurance
Your greatest asset is your ability to work. Disability insurance replaces your income if illness or injury takes you out of commission temporarily.
Certified agents
We help you find the right plan. No extra cost to you.
What's included?
Short-term disability (STD)
Replaces 60–70% of your salary for 3–6 months if you can't work due to illness or injury.
Long-term disability (LTD)
Extended coverage for years or until retirement if the disability is prolonged.
Why choose us?
The most overlooked and most needed insurance
The probability of becoming disabled before 65 is significantly higher than dying before. Life insurance is better known but disability is equally important.
Frequently asked questions
Is California's SDI enough?
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