Individual and family health insurance in California

We help you find the right health plan for you and your family — with the medical network you need and within your budget.

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Certified agents

We help you find the right plan. No extra cost to you.

What's included?

Preventive services

Wellness visits, vaccines, detection exams and screenings at no additional cost in most ACA plans.

Emergencies and hospitalization

Emergency care, hospitalization, surgery and intensive care covered.

Prescription medications

Formulary medication coverage with copay or deductible depending on plan tier.

Specialists and diagnostics

Specialist visits, lab work, X-rays and diagnostic imaging.

Why choose us?

HMO, PPO and EPO — we explain the difference

An HMO is cheaper but requires referrals. A PPO gives more doctor freedom. We help you choose.

Subsidized plans available

If your income qualifies, you can receive government subsidy to significantly reduce your monthly premium.

Covered CA certified agents

We are Covered California certified agents. No extra cost to you — the agent is paid by the insurer.

Spanish-language service

We help you understand your plan, benefits and how to use your insurance in Spanish.

Frequently asked questions

When is Open Enrollment in California?

Covered California's Open Enrollment is generally November 1 to January 31. Outside that period you can only enroll if you have a Special Enrollment Period (SEP) due to a qualifying event: loss of coverage, marriage, birth, etc.

How much subsidy can I receive?

It depends on your household income and number of people. In California, families with incomes up to 400% of the federal poverty level may qualify. Some plans can be free or nearly free.