Personal umbrella insurance
When your auto or home insurance limits aren't enough, personal umbrella coverage picks up the rest. Extra protection for your peace of mind.
Coverage options
Excess liability
Covers the excess when damage or injuries you cause exceed your auto or home policy limits.
Why choose Auto International
Up to $1 million+ in additional coverage
Umbrella policies typically offer $1M to $5M in additional liability coverage.
Very affordable cost
For $150–$300 per year you can get $1 million in additional protection. One of the best value-for-price coverages.
Complements your auto and home
It doesn't replace your auto or home insurance — it extends them. You need both for the umbrella to apply.
Protects your whole family
One umbrella policy can cover all household members, including young drivers in the home.
Frequently asked questions
What's the umbrella insurance for if I already have auto and home?
Auto and home liability limits are typically $100K–$300K. If a serious accident results in $500K+ in claims, the umbrella covers the excess and protects your personal assets.
Does it cover incidents outside my home or car?
Yes. Umbrella insurance can cover incidents where you're legally liable even in situations unrelated to your car or home, like sports accidents or defamation claims.
