High-net-worth insurance
When your assets exceed standard insurance limits, you need a different solution. Custom policies to protect what you've built.
Coverage options
Primary and secondary residences
Guaranteed replacement cost coverage for your primary residence, vacation homes and additional properties.
Why choose Auto International
One agent for all your assets
We coordinate your home, cars, collections and liability into one coherent solution.
Guaranteed replacement cost
If your home is destroyed, we rebuild it completely — even if the cost exceeds the policy limit.
Concierge claims service
Personalized and expedited claims service with adjusters specialized in high-net-worth.
Discretion and confidentiality
We handle your asset information with the utmost discretion and confidentiality.
Frequently asked questions
How is it different from regular homeowners insurance?
Standard insurance has preset coverage limits and may not cover the real replacement value. High-net-worth insurance offers higher limits, guaranteed replacement cost, specialized asset coverage and personalized service.
What asset level do I need to need this coverage?
Generally applies when your home value exceeds $750,000, when you have multiple properties, or when you have specialized assets (art, collections) that exceed standard insurance limits.
