Classic and collector car insurance
Your classic car is an investment. We insure it for agreed value, not depreciated market value.
Coverage options
Agreed value
If the car is a total loss, you receive the agreed value set at policy inception — no depreciation.
Why choose Auto International
No depreciation on total loss
Unlike standard insurance, agreed value guarantees you receive what your car is worth, not what the market dictates.
Flexible mileage
Plans with limited or unlimited mileage depending on how you use your classic vehicle.
Car show coverage
Your car is covered at exhibitions, fairs and classic car events.
Specialized claims support
Agents who understand the real value of a collector car and support you through the entire claims process.
Frequently asked questions
What qualifies as a classic car for insurance purposes?
Generally cars 25 years or older, custom vehicles, muscle cars, hot rods and any vehicle with collectible value above standard. Each carrier may have their own criteria.
How is it different from regular auto insurance?
Standard insurance pays depreciated market value on a total loss. Classic car insurance pays the agreed value, reflecting the true collector value with no depreciation.
Does the car need to be driven regularly to be covered?
No. Many classic car policies are for occasional use or show vehicles. There are plans with limited annual mileage at very low cost.
