Restaurant and bar insurance in California

From the kitchen to the bar: protecting your restaurant requires specific coverages. We build the complete package for your establishment.

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Custom quote

Tell us about your business and we'll build the right package for you.

What this coverage includes

General liability

Covers customer injuries, slips, falls and property damage caused by your restaurant.

Liquor liability

Covers lawsuits for damages caused by intoxicated customers at your establishment.

Property and kitchen equipment

Protects your location, kitchen equipment, furniture and inventory against fire, theft and damage.

Workers' Compensation

Required in California for all your kitchen, bar and service employees.

Why choose Auto International

An F&B-specialized advisor

We know the food industry risks: kitchen fires, food poisoning, injured employees.

Perishable food coverage

Optional coverage for perishable food inventory damaged by refrigeration failure.

Frequently asked questions

What insurance is mandatory for my restaurant in California?
Workers' Compensation if you have employees is the only legally mandatory one. Your landlord will likely require general liability. If you have an alcohol license (ABC), liquor liability is highly recommended.

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