Commercial property insurance in California

Your location, equipment and inventory are critical assets. Commercial property protects them when something goes wrong.

Custom quote

Tell us about your business and we'll build the right package for you.

What this coverage includes

Covers damage to the building you occupy (if you own it) from fire, explosion, storm and other covered events.

Protects your equipment, furniture, inventory and leasehold improvements.

Replaces lost income and covers fixed expenses if you must temporarily close due to a covered event.

Choose between the cost to replace your assets (no depreciation) or their current market value.

If you own, insure the building. If you rent, insure the contents and improvements. We have options for both.

Does commercial property cover earthquakes?

No. Earthquakes are a standard exclusion. In California, this is a real risk. Ask us about commercial earthquake coverage as a separate endorsement.

Custom quote for your company. No commitment.