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Category: Personal Insurance

Understanding property damage liability insurance

Understanding property damage liability insurance

What is property damage liability insurance? Property damage liability insurance helps pay for the cost of repairs for the damage you cause to another person’s vehicle or property in a covered accident where you’re at fault. Your state probably requires you to carry this coverage if you own a vehicle. In most states, property damage liability is included with your liability insurance policy. Carrying property...

Liability vs. “full coverage” car insurance

Liability vs. “full coverage” car insurance

The term "full coverage" is often used in the auto insurance industry, but it's important to note that it's not actually a type of insurance product. For the purposes of this article, we use the term to mean a policy that includes, at minimum: Bodily injury liability Property damage liability Collision Comprehensive What’s the difference between liability and “full coverage” insurance? Liability insurance can help...

What You Should Know About Boat Insurance

What You Should Know About Boat Insurance

Boat insurance can protect your investment in a valuable watercraft. Also, many marinas require boat insurance to dock a boat at their facility. Even when boat insurance is not required by law, it is still wise to have this protection in place to protect your investment in your boat or other watercraft. Boat insurance can cover damage to your boat as well as protect you...

10 motorcycle safety tips every rider should know

10 motorcycle safety tips every rider should know

From first-time riders to veterans of the road, learning and practicing motorcycle safety skills should be an active, ongoing process. No matter your experience level, you can benefit from reviewing and practicing the 10 motorcycle riding safety tips we outline below. Choose the right motorcycle gear Your motorcycle gear provides you comfort, helps you control your motorcycle, and protects you. Here are six types of...

Ride Florida’s Ocala National Forest motorcycle route

Ride Florida’s Ocala National Forest motorcycle route

Ocala National Forest is the southernmost national forest in the lower 48 states and—at 607 square miles—the second-largest national forest in Florida. This beautiful forest is conveniently located between Gainesville and Orlando, and is easily accessible from several major motorcycle rallies that occur in Florida each year, including Daytona Beach Bike Week. The scenery, roads, and trail networks combine to make Ocala National Forest a...