The Most Common Business Insurance Types
Choosing the right insurance for your business can be the difference between recovering from a loss or shutting down permanently. These are the most important types.
General Liability
Covers bodily injury or property damage to third parties caused by your business. It's the starting point for almost any company.
Commercial Property
Protects your facilities, equipment, and inventory against fire, theft, vandalism, and natural disasters.
Workers' Compensation
Mandatory in California for any business with employees. Covers work-related injuries or illnesses.
Business Owner's Policy (BOP)
Combines general liability and property in one package. Ideal for small and medium businesses seeking complete coverage at a better price.
How Do You Know What You Need?
The right coverage depends on your industry, number of employees, asset value, and risk level. Contact us for a free risk analysis.
